Maduro Curiel Bank MCB Curacao


Maduro Curiel Bank Curacao

Maduro Curiel Bank Curacao (MCB Curacao) was the first commercial bank to establish in the Netherlands Antilles, opening its doors on January 2, 1917 in the capital city of Curacao, Willemstad. The establishment of the Shell Oil Refinery on the shores of the island’s great natural harbor, combined with the opening of the Panama Canal, made Willemstad a busy port on the world shipping routes. The resulting business expansion made then existing banking methods obsolete, for at that time financial transactions were handled by merchants and exchange houses.

Realizing the need for improved banking facilities, the founder, Mr. Joseph Alvarez Correa, fondly known as Shon Jojo, in association with the well-known trading company S.E.L. Maduro & Sons NV, opened the doors of Maduro’s Bank with an initial capital of ANG 1,000,000.- (the Netherlands Antilles guilder now equals approximately US$ 0.56). In 1932 Maduro’s Bank merged with Curiel’s Bank and Maduro & Curiel’s Bank was born. MCB Founder

Since 1970, MCB has been associated with The Bank of Nova Scotia of Toronto, Canada.

With 31 branches on Curaçao, Aruba, Bonaire, St. Maarten and St. Eustatius, Maduro Curiel Bank Curacao is the largest commercial bank in the Dutch Caribbean. Through the past eight decades, Maduro & Curiel’s Bank has also grown in many areas of non-banking financial services including insurance brokerage, underwriting and loss adjustment, in portfolio management and investment services, private banking, and in offshore trust and corporate management services. You can find out more details about MCB Curacao on their wikipedia page.

MCB Curacao Bankomatiko

Using the Bankomatiko ATM is a fast, easy, and efficient way to do many banking transactions. Withdraw up to NAfl 1800,- or equivalent in USD in cash per day from current or savings accounts with a maximum of Naf. 1000,- per withdrawal. Request a checkbook, transfer money from one account to another, make deposits, pay utility bills, or simply make a balance inquiry. Request a mini-statement of the last ten transactions on your account.

Access cash withdrawal services by using the MCB Group’s Bankomatiko card or by using VISA, MasterCard and Kompa Leon credit cards or any card with a Cirrus, Maestro or Plus logo.

Maduro Curiel Bank Curacao Credit Cards

Bankomatiko/Maestro is the first on-line, international debit card in the Caribbean. The Bankomatiko card is a debit card. Use the Bankomatiko card in all establishments worldwide that have the Maestro logo. It can be used locally in many supermarkets, pharmacies, gas stations, and restaurants.

Bankomatiko ATMs are located throughout the Netherlands Antilles, Aruba, and around the world. With the Bankomatiko card, withdraw cash from more then 350,000 ATMs in 68 countries that bear the Cirrus and/or Maestro logo including more than 100 in the Netherlands Antilles and Aruba. Visit for Cirrus/Maestro ATM sites around the world.

Other credit cards available are:

Kompa Leon Efektivo

which can be used for every day purchases and payments and is safer than paying with cash. Kompa Leon Efektivo is accepted at over 4000 merchants and at all PAGOmatiko terminals in the Netherlands Antilles and Aruba.

Maduro Curiel Bank AAdvantage Visa Card

earns 1 mile for every US$ spent on purchases. It is accepted worldwide at more than 21million locations worldwide, including Netherlands Antilles & Aruba.

Maduro & Curiel’s Bank AAdvantage Kompa Leon Card

earns 1 mile for every NAf. 2,- spent on purchases. It is accepted at merchants in Curaçao, Bonaire and St. Maarten.

MCB American Express Card

with dual Currency Purchases. Purchase in NAf at MCB-groups merchants in the Netherlands Antilles and in US$ outside the Netherlands Antilles. Pay in NAf for purchases in NAf and US$ for US$ purchases.

MCB MasterCard

is accepted in more than 30 million establishments worldwide. Cash advances from Bankomatikos and over 900.000 Automated Teller Machines worldwide and all participating banks displaying the MasterCard logo.

Visa Classic Card

is accepted in over 150 countries and 20 million establishments worldwide. Cash advances from Bankomatikos and over 800.000 Automated Teller Machines worldwide and all participating banks displaying the VISA/ or PLUS logo. Includes a Travel Accident Insurance Coverage of US$ 75.000.

SWIFT & IBAN Transfers from MCB Curacao

Main correspondent banks for transfers in Euros and US Dollars for Maduro and Curiel have changed recently.

Although the bank will send a message to route payments to the new banks, inform any parties who make regular payment to your accounts at Maduro & Curiel’s Bank in Curacao, to ensure timely processing of the incoming payments as follows:

All wire transfers in Euro’s and US Dollars are to be directed to ING Belgium for Euro’s and to Standard Chartered Bank for US Dollars:

Payments in Euros to:

ING Belgium SA/NV
Brussels Belgium
Beneficiary Bank SWIFTCODE MCB:
For Further Credit Of: Name, Place and Account at MCB

Payments in United States Dollars to:

Standard Chartered Bank,
New York, NY – U.S.A.
Beneficiary Bank SWIFTCODE MCB:
For Further Credit Of: Name, Place and Account at MCB

Main Offices

Maduro & Curiel’s Bank NV

Plaza Jojo Correa 2 – 4

Caribbean Mercantile Bank NV

Caya G.F. Betico Croes 53
Oranjestad, Aruba

Maduro Curiel Bank (Bonaire) NV

Kaya L.D. Gerharts 1

St. Maarten
The Windward Islands Bank NV

Clem Labega Square/Pondfill
Philipsburg – St. Maarten

St. Eustatius
Windward Islands Bank Ltd.

Mazinga Building
Oranjestad – St.Eustatius

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Girobank Curacao

Girobank Curacao

Girobank Curacao was established in 1965. Girobank offers a variety of banking and financial services through their website or at a commercial branch. Girobank can meet the demands of both residents and international customers. Services available include current and saving accounts, electronic transfers, time deposits, commercial banking, loans and hypotheek. Information can be obtained investing in Curacao through equity trust, trust management and private foundation. Cirrus, Maestro and Visa card services are also available.

Extract of Girobank Director’s report

“In 2008, rather than further growth, Girobank’s aim was particularly directed to improve efficiency and increase our profit, strengthen our organizational structure and train our employees in important areas such as Risk and Compliance. As a result, our bank was able to control its cost and close the year 2008 with a net profit of almost ANG 11 million, which represents an increase of 54% as compared to 2007, when we made a profit of ANG 7.2 million. Our total assets grew by 11% from ANG 1.2 billion last year to ANG 1.3 billion in 2008. There was also a growth in our shareholders’ equity of 15%, from ANG 79 million in 2007 to ANG 90.8 million in 2008. Loans to customers have increased as well, from ANG 339.51 million to ANG 401.9 million which represents a growth of 18%.” (Eric Garcia & Manuel Suena Report May 2009)

Girobank Interest Accounts

Girobank Super saving account offers an annual interest rate of 3.25% with no administration or statement fees and a maximum of 4 debit transactions a month for free. Minimum initial deposit of ANG 25.

CD Call is an interest bearing current account in US dollars or Euros. The interest rate varies depending on the account balance. The interest rates applicable on a Personal CD Call account in Euros vary from 0.75% to 1% on a yearly basis. The interest rates applicable on a Business CD Call accounts in Euros vary from 0.50% to 0.75% on a yearly basis. Interest rates are calculated as from EUR/USD 100,000.

Girobank Interest Bearing Checking Account (IBCA) for businesses offers 0.375% interest on balance over ANG 25,000 and up to ANG 100,000, and 0.75% interest on balance over ANG 100,000. Interest is calculated on a daily basis and credited to the account at the end of each month.

Girobank Services and Contact Information


Tel: (+5999) 433 9999

ATM services

Tel: (+5999) 433 9130

Payment Services

Tel: (+5999) 433 9187

International Relations

Tel: (+5999) 461 2663

Customer Service Department

Tel: (+5999) 433 9118

Commercial Loans

Tel: (+5999) 433 9113

Consumer Loans

Tel: (+5999) 433 9166

Small Business Loans

Tel: (+5999) 433 9190

PR & Marketing Department

Tel: (+5999) 433 9152

Human Resource Department

Tel: (+5999) 433 9153

Girobank Branches Location (address and phone number)

Scharloo branch

Scharloo 35
Tel: (+5999) 433 9999

Janwe branch

Seroe Loraweg 17b
Tel: (+5999) 433 9300

Sta. Maria branch

Jan Noorduynweg
Tel: (+5999) 433 9400

Colon branch

Winkelcentrum Colon
Tel: (+5999) 461 2363

Zuikertuin branch

Zuikertuin Food & Shopping Mall
Tel: (+5999) 433 9450

Girobank International N.V.

Scharlooweg 27
Tel: (+5999) 461 2663

Bonaire branch

Kaya L. D. Gerharts 6
Tel: (+5999) 717 8115

Girobank Curacao ATM location (address)

Girobank Dokterstuin


Girobank Curacao Colon

Winkelcentrum Colon

Girobank Curacao Marshe

Marshe Nobo Punda

Girobank Curacao Santa Rosa

Santa Rosa

Girobank website:

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