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Offshore Banking and Companies in Curacao

Invest Offshore in Curacao


Offshore Banks Infrastructure

The economy of Curaçao is mainly based on tourism, oil refining and international financial services. It has a vast network of banks, trust in Curacao management and investment companies, lawyers, notaries public, accountants, management companies etc. Telephone, telefax and other communication tools are state of the art. Curaçao is easy to reach by air and regular services are maintained from the U.S. and Europe.

Through the BRK (Belasting Regeling Koninkrijk), the tax arrangement of the Kingdom of the Netherlands a Netherlands Antilles company has access to the extensive tax treaties network of the Netherlands. The Netherlands Antilles and Curaçao in particular have therefore over the years developed into a reputable financial center for the offshore world.


The local currency is the Netherlands Antillean Guilder (NAF) which is pegged to the US dollar. Since 1973, the exchange rate has remained fixed at Naf. 1,79. to US$ 1.00, evidencing a stable monetary environment.

The rates of other currencies are based on their rate of exchange to the U.S.dollar.


The official language is Dutch, however most of Curaçao diverse population of approx. 160.000,00 is quadrillingual speaking Dutch, English and Spanish as well as the native language Papiamento.


Curacao is the largest and busiest of the island group and a multi-cultural leader in the southern Caribbean. More than 160,000 from 50 nations call the island home. The United Nations Educational Scientific and Cultural Organization (UNESCO) honored the capital city Willemstad, by designating it a World Heritage Site beacuse of its striking Dutch colonial architecture.

Upscale shops filled with fine European imports line pedestrian streets in colorful Willemstaad. Shoppers coming out of the cruise ships look for bargains at the markets. After dark, visitors join locals at restaurants featuring cuisine from a dozen countries, then try their luck at the elegant casinos or dance to live music at one of the many nightclubs.

Legal Status

A company engaged in the insurance business in the Netherlands Antilles must have the legal status of either a limited liability company, called Naamloze Vennootschap (N.V.), or a mutual insurance company.

The Central Bank (Bank van de Nederlandse Antillen)

The Central Bank is the official supervisor of the Antillean banking system and financial institutions. The Bank was established in 1828 by King William I and is the oldest Central Bank in the Americas.
The Bank’s most important objectives are to maintain the external stability of the Netherlands Antillean Guilder and to promote the proper functioning of the financial system in the Netherlands Antilles.

Insurance Supervision

The Insurance Supervision Act (National Gazette 1990, no.77) regulates the supervision of the insurance industry in the Netherlands Antilles. Captive Insurance Companies and Reinsurance Companies are regulated by separate decree. Supervision is executed by the Central Bank.

Cost of Operation

Generally speaking, the following may be used as a rule of thumb (subject to changes):

Cost of incorporation:

-notary fee, stamp duty, license, registration, Chamber of Commerce US $ 5.400 to US $ 8.600

Cost of operation:

-supervision, audit etc. US $ 4.500 to US $ 7.300
-management services US $ 3.500 to US $ 50.000

Banks & Insurance Companies

Here is a directory of companies and services offered in Curacao. Some of these companies will offer off shore services such as offshore bank accounts, or offshore IT service:

Offshore banking

Banco di Caribe
Mcb bank
Orco bank
SFT bank
Bank Ned. Antillen

Personal loans

Big net N.V.

Insurance companies

Allure Insurance
Inter assure

Car Insurance

Onderlinge hulp
Seguros Brouwer

Mortgages companies

Allure Insurance
Antilles finance
First caribbean
Kos ta bon
Mcb bank
Orco bank
Seguros Brouwer
SFT bank

Mortgages Information

New Winds Realty
International Fine Living

Trust services

ATC group
Cak group
Corpag group
Curacao Trust Management
Equity Trust
HBM Group
Lunar Asset
Orangefield Trust
Van Lansschot

More information about banks and investing in the Caribbean.

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9 thoughts on “Offshore Banking and Companies in Curacao”

  1. Pingback: Guide to Investing Offshore in Curacao | antillestoday

  2. Dear Sir´s,
    Please inform the mimimum amount of Dollars to open a Savings account.( You must take into concideration that I live in Venezuela and we have a Currency control Sisteem (CAVIDI), how can I move my US$ from here to there.
    Thanking you, and hope to hear soon,
    Peter Clarke.

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    1. Peter, you should contact one of the banks mentioned on our website directly to find out how to open a savings account in Curacao. You can access their websites at: or

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  3. Dear Sirs:

    We used to have an operating off shore company incorporated in Curazao and manged by you. We would like to know the procedure if possible to reopen it.


    E. Hernandez

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    1. Mr. Hernandez, is a website solely providing information regarding various financial products available in Curacao. As such it does not provide any financial services or legal advice. You should directly contact the institution with which you incorporated.

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  7. dear sir how are you i have interest in invest in free zone curacao a import export company i would like to know the procedure if possible to open it. which are the requirements Thanking you, and hope to hear soon best regard rod gra

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